Limited Liability...
is the minimum coverage required by law, and is included in the base price. You will receive 30 cents per pound (60? per pound if moving long distance) for any lost or damaged item. While this coverage is better than nothing, limited liability insurance places your more valuable objects at a greater risk. For example, if your mover were to drop an antique crystal glass that weighs half a pound, all limited liability insurance would pay is 15 or 30 cents. If the moving truck disappears into the mist and is never seen again, the most the insurance company would ever pay is the legal maximum, ,500. Because of these possible situations, Moving.com suggests you buy extra insurance for your upcoming move.

Lump Sum Value...
coverage requires that you declare how much each of your items is worth. Based on this valuation, you pay a premium that is generally less than 1% of the value covered. For example, if the value of your shipment is more than .25 per pound, you pay per ,000. Therefore, the premium for a 4,000 pound shipment valued at ,000 would be .

Full Value Protection...
is the Rolls-Royce of insurance coverage. This policy guarantees that the insurance company will replace any article that is lost or damaged beyond repair with either a like item or a cash settlement. Any cash settlements made will be in the amount of the current market replacement value. The exact cost for full value protection varies from mover to mover.