Non-binding or hourly rate: This is not an estimate at all, only a price list. These rates are based upon the movers' previous experience of jobs similar to yours.

Not to exceed: This quote is binding only on the mover. The final price for the move cannot exceed the estimate figure; but if the move comes in under the estimated amount you pay the lesser price.

The best estimate that you can get is the "not to exceed" estimate. Like binding estimates, "not to exceed" estimates are based upon an accurate and complete list of items that you expect to have moved. However, the "not to exceed" estimate gives you a little bit of leeway if you happen to decide on bringing extra items with you on the day of the move. Keep in mind that if the extra items exceed the "not to exceed" estimate, you will be charged more. However, if the final bill comes out to be lower than the estimate, you pay the lower price and nothing more. Moving.com strongly recommends that you ask your mover to offer this one to you. Get it in writing.

One thing to look out for when dealing with a "not to exceed" estimate is if the movers see that the job will cost more than they anticipated, they may cut corners on the packaging of your items. Despite the fact that you have provided all necessary and truthful information about your items, they may have misjudged the estimate; after all they are human. They might provide your furniture, etc. with minimal wrapping and hope for the best.

Insurance for any type of move is essential. By law, the movers must provide you with insurance. Get the best coverage for your items, depending on what they may be. Movers will provide you with minimal coverage. For example, for a broken television that weighs 40lbs, at a rate of 60 cents per pound, the most you will receive is . Only items with damage visible to the naked eye will be insured. Internal problems with electronics will not be recognized under the minimal coverage. See the different types of insurance available.